Meet the Team
J.K. Song
Spencer Lee
Spencer Lee
Principal
Spencer Lee
Spencer Lee
Spencer Lee
Senior Consultant
Allen Wu
Spencer Lee
Allen Wu
Business Development
Our Services
Debt Origination
- Accelerate your Success
- Are you an experienced builder who can build more - but lack the funding to do so? We lend on permit-ready single- and multi-property residential construction projects. Highlights include:
- Loan-to-value up to 75% LTV
- Loan-to-cost up to 90% LTC
- Loan terms up to 18 months
- Loans from 1 million to 100 million.
- Loans that Make Sense
- We work hard to understand every deal individually and will structure a loan that fits your individual needs.
Equity Raise
- Our Private Mortgage Clients invests primarily in short-term loans made to borrowers who are building or renovating residential or mixed-use real estate. Investing in mortgages – being a lender to owners of real estate – offers an alternative form of real estate exposure:
- Lower Capital Risk. Borrowers are required to bring equity into the project (typically 15 – 25%) and take the risk of first loss in the event that the property sells for less than expected. This results in less capital risk for the lender compared to property ownership.
- Consistent Returns. Investor returns are paid directly by the borrower, through monthly interest payments, and aren’t reliant upon property price appreciation.
Redeployment Opportunity Identification
- Per current USCIS policy, every EB-5 investor is required to maintain their funds “at-risk” through the completion of their two-year conditional residence period (or sustainment period). Redeployment is necessary to maintain the funds “at-risk” if an EB-5 investment is repaid prior to an investor completing their respective sustainment period.
- We assist our EB-5 capital fund managers, to identify commercial real estate projects with varying terms, we strategically seek to EB-5 redeployment qualified project by identifying the right combination of underlying assets to include in a redeployment fund to provide for ample fund exit opportunities for those invested in the fund.